Jeevan Utsav

* Jeevan Utsav is the ONLY Short-Term Plan available for Savings, Regular Income as well as Retirement Planning. Once the PPT is over, the Client is free to decide whether he needs Regular Income or Accumulate it and take 75% of the Accumulation at any year. He can also fix Retirement Age and take Yearly Fixed Income

* Guaranteed Annuity @ 10% of Sum Assured till Age 100 ensures Money Flow to the Customer in his/her rainy days. In this era of Uncertain and falling interest regime any Portfolio which gives Guarantee needs.

* No Plan in the History of LIC offered 5.5% Compound Interest annually till Age 100 for Survival Benefits that are left with it. Power of Compounding can be realized by Clients through Flexi Option Method.

* Only Whole Life Plan in our Country with Unbelievable HUGE/SKY-ROCKETING Accumulation which would touch 5 times of the Principal at 50th Year & beyond that too. For 1 Lac SB under Flexi Option, the Corpus becomes 2.5 Crores @ 50th Year. This can be the BEST ASSET CREATION for our dependents with 100% Guarantee!

* No Plan in the History of LIC for Children Segment that allowed Premium Payment for a Very Short Term, yet providing Life Long Guaranteed 10% of SA as Yearly Benefit which will encourage Grand Parents also to Save for their Grand Children without the necessity of Long Term Commitment!

* No other Single Portfolio in our Country have such a short PPT & provide Guaranteed Tax-free Liquidity, Risk Cover till Age 100, Guaranteed Addition during Premium Paying Term, Emergency Loan facilities anytime till age 100, Surrender option etc. Its an ALL-IN-ONE Concept.

Jeevan Umang : Life Long Guaranteed Non Taxable Income with wealth creation

Life Long Guaranteed Non Taxable Income with wealth creation.

THIS policy is suitable for those who can think for long term and are more interested in a Regular income rather than one shot amount with lifelong risk cover protection for the family. Age at entry: Age Eligibility for a child of 90 days to 55 years.

In this policy one has to pay for a certain period of time and after that you are entitled to receive REGULAR INCOME WHICH IS 8% OF SUM ASSURED – GUARANTEED NON TAXABLE and you are entitled to receive That amount till 100 YEARS OF YOUR AGE.

If you survive till 100yrs then LIC will give you the maturity amount. Also if you wish to stop the regular income and want the maturity amount in-between , you have that option as well. Moreover, after the policy payment term, if policy holder dies then also family will get the insurance amount As in this policy insurance is for 100yrs of age. The Best part of this policy is that even after paying the premium of the policy, LIC will be giving Bonus every year till the time you run the policy and simultaneously you will also receive regular income. THIS POLICY IS LIKE WEALTH CREATION.

Term Insurance Plan 1- JEEVAN AMAR

IF you are looking for a Higher Amount of Life Insurance coverage for a small premium, this is probably the right plan for you. Availability of Two Benefits: Choice of two benefit options which are level Sum Insured and Increasing Sum Insured. In Level Sum Insured, the amount of coverage remains constant throughout the policy term, whereas in increasing Sum Insured the coverage amount increases over the period. Flexibility: Great flexibility to select the mode of premium like a regular premium, Single Premium or Limited Premium Payment.

An individual with financial dependents works hard to fulfill their dreams. Such dependents may be a non-working spouse or sibling, retired parents or young children. Their dreams might include going abroad for a holiday, buying a car, securing higher education or buying a House. In case something unfortunate happens to the working individual, not only are the aspirations of dependents crushed but the financial dependents wouldn’t be able to maintain the same standard of living as earlier. This plan would ensure that even in the absence of the working individual, the dependents can continue to live a financially secure life.

JEEVAN LAKSHYA

JEEVAN LAKSHYA Policy for ALL YOUNG PARENTS, Bread-Winners, Especially those who love their Children. This is the Best Innovate n Creative and Excellent Future Needs Policies Our LIC Ever Created policy!. Best for 20+ to 35 Age Group Young Parents! Very good Features it has got inbuilt along with similar Maturity Benefits.

Jeevan Lakshya is participating non-linked plan which offers a combination of protection and savings. This Plan provides for Annual Income benefit that may help to fulfill the needs of the family, primarily for the benefit of Children. Insurance is Purposeful when risk Occurs, Financial Loss to the deceased’s family. This policy is the One that fulfill the Gap.

SINGLE PREMIUM ENDOWMENT

One-time investment for a long-term life cover and maturity. Excellent plan for meeting Educational Needs of young ones as children with age of 90 days can be covered. Single Premium Endowment Plan is a participating non-linked savings cum protection plan, where premium is paid in lump sum at the outset of the policy.

This combination provides financial protection against death during the policy term with the provision of payment of lump sum at the end of the selected policy term in case of his/her survival. This plan also takes care of liquidity needs through its loan facility. Minimum term: 10 years & Maximum term: 25 years. Can be easily aligned with your family objectives with is Wide Choice of Term

NEW ENDOWMENT PLAN

Lic's New Endowment Plan is a participating non-linked plan which offers an attractive combination of protection and saving features. This combination provides financial support for the family.

LIFE TIME PROTECTION

lic's New Jeevan Anand Plan is a participating non-linked plan which offers an attractive combination of protection and savings. This combination provides financial protection against death throughout the lifetime of the policyholder with the provision of payment of lump sum at the end of the selected policy term in case of his/her survival.

Money Back Plan-20 -25 years

LIC's Money Back plan is a participating non-linked plan which offers an attractive combination of protection against death throughout the term of the plan along with the periodic payment on survival at specified durations during the term. This plan also takes care of liquidity needs through its loan facility.

JEEVAN LABH

Lic’s Jeevan Labh is a Limited Endowment Plan which give your life cover with attractive returns. This policy is suitable more those who are looking for good returns and have certain goals in their mind for the future to use that money or they simply wish to invest money into LIC for Good returns with life risk cover. If you are of this opinion then JEEVAN LABH is the best policy for you

BIMA SHREE

LIC’s Bima Shree plan offers a combination of protection and savings. This plan is specially designed for High Net-worth Individuals. Minimum Basic Sum Assured : Rs. 10,00,000 (TEN LAKH) This plan provides financial support for the family in case of unfortunate death of the policyholders during the policy term. Periodic payments shall also be made on survival of the policyholder at specified durations during the policy term and a lump sum payment to the surviving policyholder at the time of maturity.

JEEVAN SHIROMANI

This plan is specially designed for High Net-worth Individuals. Minimum Basic Sum Assured : Rs. 100,00,000.( ONE CRORE ) Periodic payments shall also be made on survival of the policyholder at specified durations during the policy term and a lump sum payment to the surviving policyholder at the time of maturity. In addition, this plan also provides for payment of a lump sum amount equal to 10% of the chosen Basic Sum Assured on diagnosis of any of the specified Critical Illnesses.

AADHAAR SHILA

Exclusive endowment insurance plan specially designed for FEMALE lives having Aadhar Card without any medical test. Ideal for Regular savings & Life cover with lowest premium in its category. Loan is available after 2 completing years…. .

AADHAAR STUMBH

Exclusive endowment insurance plan specially designed for MALE lives without any Medical test. Ideal for Regular savings & Life cover with lowest premium in its category. Premium paid are eligible for Tax Saving u/s 80C and Maturity I fully Tax Free.

LIC Nivesh Plus Plan

It is a unit-linked insurance plan. Policy Term: Can range from 10 to 25 years, depending upon your age and Sum Assured . Single Premium. .Loans are not permitted in this plan.

LIC SIIP

It is a unit-linked insurance plan (ULIP). It is a Regular Premium Plan. Policy Term : 10 to 25 years. Regular Premium Plan (Premium payment term same as policy term). All Modes available. Sum Assure: Depends on your entry age. Entry age up to 55 years: 10 times the annualized premium. Entry age 55 years and above: 7 times the annualized premium.

Bachat Plus

LIC’s Bachat Plus plan is Close-ended plan available up to 15th September 2021

Features:

1) Non-linked, with-profits, Endowment life insurance Savings plan.

2) Suitable for the small child to Senior Citizens.

3) Premium can be paid in Lump sum (Single) or in Limited Payment options.

4) Premium Payment limited to 5 years only.

5) Maturity and Death Benefit can be opted in instalments.

6) Accidental Death and Disability and Term Rider.

Benefits:

Death Benefit:

1) For Single Premium:

6Option A: - 10 times of Single premium

6Option B: - 1.25 times of Single Premium.

For Limited Premium Payment:

Option 1: - Higher of 10 times of Annualized premium OR Basic Sum Assured.

Mode of Premium Payment:

Single, Yearly, Half Yearly, Quarterly and Monthly (Only NACH) or SSS mode

Minimum entry age:

90days to 44 years for single payment for 10 times risk cover

90 days to 70 years single payment for 1.25 times risk cover.

Bima Jyoti

LIC's Bima Jyoti is a non-linked, Nonparticipating, Limited payment, Life Insurance Savings Plan. Under this plan Guaranteed Addition of Rs.50 per thousand Sum Assured will accrue at the end of each policy year throughout the term. Policy term 15 to 20 years

Age at entry :

90 days completed maximum age at entry 60 years.

This plan also takes care of liquidity needs through its loan facility.

Optional Rider Benefit:

1) Accidental Death and Disability Benefit,

2) Accident Benefit Rider,

3) Term Rider,

4) Critical Illness Rider and

5) Premium Waiver Benefit riders are available by payment of additional premium.

Mode of Premium Payment: Yearly, Half Yearly, Quarterly and Monthly (Only NACH) or salary deduct.

Saral Jeevan Bima

Lic’s Saral Jeevan Bima plan is a Non-linked, Non-Participating, Individual, Pure Risk Life Insurance Plan which provides financial protection to the insured’s family in case of his/her unfortunate death during the policy term.

Option to pay the premiums in Regular, Limited or Single mode. Coverage up to 80 years of age.

Income tax savings on Premiums Paid.

Death Benefit:

During Waiting Period of 45 days:No Maturity Benefit shall be payable on the Life Assured surviving the stipulated Date of Maturity. Premium Payment: Single, Yearly, Half Yearly and Monthly (Only ECS/NACH) is available.

Dhan Vriddhi

* Non-linked, Non-participating, Individual, Savings, Single Premium Life Insurance plan.

* This plan provides the combination of Protection and Savings.

* Financial support for family in case of death of Life Assured during the policy term.

* Onetime payment only as it is a Single Premium plan.

* Guaranteed Additions applicable after end of each policy year, throughout the policy term.

* On Maturity get Basic Sum Assured + Accrued Guaranteed Additions.