YUVA BHARAT HEALTH POLICY

During the period of Insurance the insurance person incurs Hospitalization Expenses which are reasonable and customary and medically necessary for treatment of any illness or injury, the company will reimburse such expenses.

Highlights:

* Entry Age: 18 to 45 Years for Adults and Children: 91 Days to 25 Years
*Family Definition: Self, spouse and Dependent Children
* Basis of cover: Individual / Floater SI
* Sum Insured: 5 L, 10 L , 15 L, 25 L and 50 L
* Base, Gold and Platinum Plans are available
* No pre policy Medical check up

Base Plan Salient Coverages:

*Hospital Cash *Cost of Health Check-up * New Born Baby Cover * Medical Second Opinion *Reinstatement of Sum Insured Coverage for Hazardous Sports Road Ambulance
Gold Plan – In addition to Base Plan Coverages *Personal Accident Benefit
*Critical Illness Benefit *Air Ambulance *Auto TOP-UP
Platinum Plan – In addition to Gold Plan Coverages

*Infertility Treatment *Maternity Coverage *Vaccination Charges * Pre-Term / Premature Birth *Birth Right Benefit

Mediclaim - For your peace of mind

The Good Health policy from The New India Assurance Company Limited protects you and your family members from any financial problems that may arise during medical emergencies.

• Cashless treatment
• Pre-existing diseases are covered after 4 years of continuous coverage.
• 100% Tax Free

Mediclaim policy: Family Floater

in Our health section after Mediclaim you have to ADD : MEDICLAIM FAMILY FLOATER:

Family Floater Mediclaim Policy for covering the family members with one sum insured. All the terms and conditions of Individual Mediclaim Policy 2007 will be applicable for Family Floater Mediclaim Policy. This insurance is available to persons between the age of 18 years to 60 years. The persons beyond 60 years can continue their insurance provided they are insured under Mediclaim policy with our Company without any break.

1. FLOATER BENEFIT means the Sum Insured as specified for the proposer under the policy, is available for any or all the members of his /her family for one or more claims during the tenure of the policy.

2. The Family Floater Mediclaim Policy can be issued to the persons up to 60 years of age covering the following family members:

• Self
• Spouse
• Dependent children ? Maximum two

Senior Citizen Mediclaim :

Any senior citizen resident in India and aged between 60 and 80. If renewed without a break, the cover can be continued up to age 90.

Pre-acceptance Health Check Up:

Proposers must undergo a prescribed pre-acceptance health check at their own cost to identify pre-existing diseases. The health check is waived if the proposer is already having Mediclaim insurance in continuity with our Company...

AROGYA RAKSHAK

LIC’s Arogya Rakshak, is a Non-Linked, Non-Participating, Regular Premium, Individual, Health Insurance plan which provides fixed benefit health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.

Benefits:

• Flexible benefit limit to choose from
• Flexible premium payment options
• Valuable financial protection in case of hospitalization, surgery etc.
• Lump sums benefit irrespective of actual medical costs
• Increasing Health cover by way of Auto StepUp Benefit and No Claim Benefit.
• If more than one member is covered under a policy, Premium Waiver for other Insured(s) in case of unfortunate death of the Original Principal Insured i.e., the Policyholder at inception of policy.
• Premium Waiver Benefit for one year in the event of any Insured undergoing surgery falling under Category I or Category II as listed in Major Surgical Benefit Annexure.
• Ambulance Benefit
• Health Check-up Benefit

Cancer Cover

Financial Protection in the Fight Against Cancer. A thoughtful health insurance plan that helps protect the policy holder against financial problems arising from Cancer. The policy covers both, Early stage and Major stage Cancer.