Jeevan Utsav

* Jeevan Utsav is the ONLY Short-Term Plan available for Savings, Regular Income as well as Retirement Planning. Once the PPT is over, the Client is free to decide whether he needs Regular Income or Accumulate it and take 75% of the Accumulation at any year. He can also fix Retirement Age and take Yearly Fixed Income

* Guaranteed Annuity @ 10% of Sum Assured till Age 100 ensures Money Flow to the Customer in his/her rainy days. In this era of Uncertain and falling interest regime any Portfolio which gives Guarantee needs.

* No Plan in the History of LIC offered 5.5% Compound Interest annually till Age 100 for Survival Benefits that are left with it. Power of Compounding can be realized by Clients through Flexi Option Method.

* Only Whole Life Plan in our Country with Unbelievable HUGE/SKY-ROCKETING Accumulation which would touch 5 times of the Principal at 50th Year & beyond that too. For 1 Lac SB under Flexi Option, the Corpus becomes 2.5 Crores @ 50th Year. This can be the BEST ASSET CREATION for our dependents with 100% Guarantee!

* No Plan in the History of LIC for Children Segment that allowed Premium Payment for a Very Short Term, yet providing Life Long Guaranteed 10% of SA as Yearly Benefit which will encourage Grand Parents also to Save for their Grand Children without the necessity of Long Term Commitment!

* No other Single Portfolio in our Country have such a short PPT & provide Guaranteed Tax-free Liquidity, Risk Cover till Age 100, Guaranteed Addition during Premium Paying Term, Emergency Loan facilities anytime till age 100, Surrender option etc. Its an ALL-IN-ONE Concept.

Single Premium

Single Premium with term - 9, 12 & 15 years. No Medical exam even for Rs. ONE CRORE. (Even for age 66, for any Sum Assured, there is no need for Medical or Special reports, if the proposal is standard life and keeping good health.) Guaranteed Returns with Loyalty Bonus. Survival Benefits (15% of Sum Assured) are paid at 3rd, 6th, 9th & 12th policy year respectively depending on the policy term. On maturity the single premium paid along with Loyalty Addition if any will be paid back.

BIMA SHREE

A non-linked, with-profit, limited premium payment money back life insurance plan. This plan offers a combination of protection and savings. This plan is specially designed for High Net-worth Individuals. Periodic payments shall also be made on survival of the policyholder at specified durations during the policy term and a lump sum payment to the surviving policyholder at the time of maturity.

JEEVAN SHIROMANI

A non-linked, with-profit, limited premium payment money back life insurance plan. This plan is specially designed for High Net-worth Individuals. Periodic payments shall also be made on survival of the policyholder at specified durations during the policy term and a lump sum payment to the surviving policyholder at the time of maturity. In addition, this plan also provides for payment of a lump sum amount equal to 10% of the chosen Basic Sum Assured on diagnosis of any of the specified Critical Illnesses. This plan also takes care of liquidity needs through loan facility…..

Jeevan Umang : Life Long Guaranteed Non Taxable Income with wealth creation.

THIS policy is suitable for those who can think for long term and are more interested in a Regular income rather than one shot amount with lifelong risk cover protection for the family. Age at entry: Age Eligibility for a child of 90 days to 55 years.

In this policy one has to pay for a certain period of time and after that you are entitled to receive REGULAR INCOME WHICH IS 8% OF SUM ASSURED – GUARANTEED NON TAXABLE and you are entitled to receive That amount till 100 YEARS OF YOUR AGE.

If you survive till 100yrs then LIC will give you the maturity amount. Also if you wish to stop the regular income and want the maturity amount in-between , you have that option as well. Moreover, after the policy payment term, if policy holder dies then also family will get the insurance amount As in this policy insurance is for 100yrs of age. The Best part of this policy is that even after paying the premium of the policy, LIC will be giving Bonus every year till the time you run the policy and simultaneously you will also receive regular income. THIS POLICY IS LIKE WEALTH CREATION.

NEW Jeevan Shanti:

This is a Single Premium Plan Wherein the Policy Holder has an option to Choose an IMMEDIATE Annuity guaranteed 5.5 to 6% lifelong or DEFERRED Annuity (maximum12 years) Guaranteed up to 9.5 to 10% lifelong. With return of 105% of the purchase price..

• Make one time investment and get Guaranteed lifelong income.
• 9 different annuity options to choose from to suit every need and circumstance
• Option to choose either Immediate Annuity or postpone it to a future date as Deferred Annuity.
• Annuity rates are guaranteed from inception of the policy.
• Guaranteed additions during deferment period.
• This policy can be taken on own life or as joint life with grandparent, parent, children, grandchildren, spouse or siblings.
• Loan Available: Loan facility shall be available after completion of 1 policy year.

JEEVAN LABH

Lic’s Jeevan Labh is a Limited Endowment Plan which give your life cover with attractive returns. This policy is suitable more those who are looking for good returns and have certain goals in their mind for the future to use that money or they simply wish to invest money into LIC for Good returns with life risk cover. If you are of this opinion then JEEVAN LABH is the best policy for you

SINGLE PREMIUM ENDOWMENT

One-time investment for a long-term life cover and maturity. Excellent plan for meeting Educational Needs of young ones as children with age of 90 days can be covered. Single Premium Endowment Plan is a participating non-linked savings cum protection plan, where premium is paid in lump sum at the outset of the policy.

This combination provides financial protection against death during the policy term with the provision of payment of lump sum at the end of the selected policy term in case of his/her survival. This plan also takes care of liquidity needs through its loan facility. Minimum term: 10 years & Maximum term: 25 years. Can be easily aligned with your family objectives with is Wide Choice of Term

New Endowment Plus unit linked plan

LIC's New Endowment Plus is a unit linked non-participating endowment assurance plan which offers investment cum insurance cover during the term of the policy. This plan is specially designed for you to provide a very good combination of protection and long term savings and also provides you greater flexibility to build a better life and realise your dreams.

LIC Nivesh Plus Plan

It is a unit-linked insurance plan. Policy Term: Can range from 10 to 25 years, depending upon your age and Sum Assured . Single Premium. .Loans are not permitted in this plan.

LIC SIIP

It is a unit-linked insurance plan (ULIP). It is a Regular Premium Plan. Policy Term : 10 to 25 years. Regular Premium Plan (Premium payment term same as policy term). All Modes available. Sum Assure: Depends on your entry age. Entry age up to 55 years: 10 times the annualized premium. Entry age 55 years and above: 7 times the annualized premium.